What can life cover offer you?

 It is easy to think that you will always be there to take care of your family, protecting and providing for their needs. However, it is something you cannot always guarantee. You do have the option to help secure your family’s financial future and by selecting the right life protection you can help protect it. Life cover is designed to help protect the people that matter to you most.

Family life insurance

 Family life insurance is a way of providing financial protection for your loved ones against the financial outcomes of an unexpected death.

There are various types of policies available that can be chosen for your specific needs. The amount of cover you need should take into consideration any financial commitments there may be, such as mortgage payments, loans and other regular expenses.

Understand your options

There are generally two main types of mortgages. Interest-only ensures the outstanding balance remains approximately the same throughout the mortgage term. This can be protected by mortgage level life assurance. This provides an amount of life cover for you that remains the same throughout the term.

With capital and interest the outstanding balance usually reduces each year. This can be protected by mortgage decreasing life assurance, which provides an amount of life cover that will decrease over the policy term.




Commercial and Business Insurance

Commercial and Business insurance

Shop, office, restaurant and pub, clubs and nightclubs, office at home, professional indemnity, product, employers and public liability, commercial legal expenses, keyman and directors, business interruption, farm and agriculture, loss of licence, stock material damage, every type of commercial and business insurance cover available.

Professional Indemnity Insurance

Protects you if a client makes a claim against you due to problems with work you have done for them

 Profession-specific policies designed to cover the risks you face in your industry

 Flexible policies so you can change your level of cover at any time to suit the projects you’re working on

Public and Employers’ Liability Insurance

Covers you when you have to pay compensation for an accident and your business is at fault

 Protection for claims made by a client, contractor, member of the public or an employee

 Protection both within and outside the workplace